Money
Compare shopping options before placing an order
An user had his agent compare the five models he had spotted on a merchant site, in a table; Instead of two hours of search, the order was placed in ten minutes.
THEME · 31 CASES
Money and budget: what AI agents already do
To terminate forgotten subscriptions, to file statements, to prepare documents for a declaration, or to compare insurance: money is one of the areas where AI agents perform the most concrete services, because tasks are repetitive and encrypted.
It is also where prudence counts most. In the following cases, the agent prepares, compares and calculates; Human beings valid before any payment, termination or declaration. For taxes and fees, the reference remains the official source (impots.gouv.fr, service-public.fr) or a professional.
WITH THEIR SOURCE
Spotted (29)
Money
Negotiate a loyalty rebate on an invoice, including by telephone
A voice agent can call a provider, cross menus, wait online and negotiate a discount, stopping if you need a validation code.
Money
Preparing the elements of a declaration from a file of documents
Point an agent to a file (reviewed, invoiced, exported) so that he can classify the information useful for a statement, then make it read by a human.
Money
Transforming receipts and banking flows into expenditure synthesis
Build a summary of expenditures and an useful basis for monitoring or accounting based on transferred receipts and transaction history.
Money
Quit multiple streaming subscriptions with an agent
Ask an agent to browse the cancellation pages one after the other, after having logged in, knowing that some sites block the agent.
Money
Identify unclaimed money and prepare the application
An agent sought unclaimed funds on behalf of an user and helped prepare the formalities before the user filed the formal application himself. To be adapted in France to existing official arrangements.
Money
Sort bank statements by beneficiary for taxes
From downloaded monthly statements to tables per recipient, to see more clearly when collecting the pieces.
Money
Compare auto insurance and find a more advantageous offer
Search the market (comparable guarantees, deductibles, exclusions) to see if more interesting auto insurance really exists.
Money
Find subscriptions in emails, terminate them and request a refund
An agent searched two accounts for years of e-mail, connected to services, made calls and sent e-mails: the two subscriptions that the user could not terminate were cancelled and refunded.
Money
Control the real estate credit files and shorten the grant deadline
Since November 2024, BNP Paribas has been deploying in France an intelligent processing of documents that reads the pieces of a real estate credit file, checks its consistency and saves about five days on the award journey.
Money
Prescribing the right decision on each product on a short date, in a hypermarket
At the Hyper Intermarket in Aubenas, the Smartway AI prescribes a discount, donation or withdrawal for each product on a short date: the publisher announces 36% less breakage in the first year, or 60,000 euros, and a preserved value increased from 30% to 65%.
Money
Generalize anti-spill AI to save tens of millions of products per year
Auchan Retail has generalized the Smartway solution, already in service in France and Romania: according to the sign, the device saves 70 million products per year, or 33,500 tons, and divides the intervention time in store by four.
Money
Reproducing the reasoning of fraud analysts with a constellation of agents
Back Market has designed a "Fraud Orchestrator" with the French solution Dust: specialized agents prepare the analysis, the human keeps the decision. The article reports 1.2 million euro of annual savings targeted, and around 100,000 euro of fraud avoided in five months according to conservative wording.
Money
Estimate the cost of cycling insurance and be oriented towards the adapted offer, in ChatGPT
The same MAIF application in ChatGPT makes it possible to estimate the cost of cycling insurance and to be oriented towards the solution considered suitable, before prosecution on maif.fr or with an advisor.
Money
Prepare in two hours analysis of several real estate investments
Magdalene Posnak, partner with HSP GRUPPE, says that an analysis of several real estate investments, which took him about nine hours, can now be prepared in about two hours with ChatGPT, the time saved going to the customer council.
Money
Reorder the steps of a transmission, with ChatGPT
Fabrice, sexagénaire, lost between discounts, what is done without notary and what requires an act. After contextualizing ages and types of assets, ChatGPT gave him a step-by-step plan: "I already knew the elements, but she put everything back in order. »
Money
Compare investments to understand, not to decide
François, 68, retired, uses ChatGPT "almost daily", including to compare investments. On the taxation of its RIPs, the tool was missed: it had to check with an advisor and then taxes. He summarizes: "To understand, yes. To decide, no. »
Money
Calculate the cost of a journey by car, for the organisation
Adele, PhD student, uses ChatGPT for the organisation of the daily: write a birthday message, find gift ideas, "calculate the cost of a drive... Everything goes through it." "It's a real saving of time for the organization. »
Money
Detect fake repair invoices with OCR and a language model at an insurer
Abeille Assurances combines text recognition and language models to extract data from invoices transmitted by its agencies, then check their consistency with its bases and public databases.
Money
Check the notice of a lease, and the scriptsios to resume it
Fabrice, a sex-agen, also asked the AI for a lease problem: he wanted to check the length of the notice and how to take it back at the right time. "The IA proposed several scriptsios, and as I know the right […], I was able to check that everything was on the road. She doesn't replace my skills, but she gives me the structure. »
Money
Answer questions about cloud and AI costs in natural language
Dailymotion has linked its infrastructure cost tracking tool to its agent platform: engineers and managers ask their cost questions in common language, without going through a specialist.
Money
Analyze due diligence documents of an investment company in natural language
Ardian, a private investment company, has developed with Artefact an internal platform of general AI, GAIA, to interrogate and summarize the large documents of operations.
Money
Instruct card claims and sort claim letters
The online bank N26, which is active in 24 European markets, has integrated an AI model into more than 15 internal applications, from card payment disputes to financial crime analysis.
Money
Ask for the boxes and form, then check on impots.gouv.fr
Antoine Szymczak asked ChatGPT to help him with his 2025 statement: "It took away a lot of stress. He lists the boxes (number and title), the form (2042, 2044...) and the pieces to keep, without inventing: "If you do not have the information in a certain way, you must say "I cannot answer with certainty". »
Money
Calculate the cost of its revenues and update the technical sheets with Claude
The restaurateur Alessandro Candido (Osteria Paradiso) dictates his recipes to the gram near Claude, entrusts him with supplier invoices and receives alerts when a price changes.
Money
Compare the price of an item from a photo
Carmelo, in a market, photographes an item and asks the AI if it can find cheaper elsewhere. It reassures him, or discourages him.
Money
Find forgotten subscriptions on a statement, after hiding the identifiers
Florent Lanne (The Digitals) exports a card statement, caviared sensitive data, and asks the user to classify recurring samples and suggest those to be reviewed. AI found subscriptions that he had lost track of in seconds.
Money
Be guided for the tax return, without sticking to its tax number
franceinfo has asked The tool is presented as a "tax coach", recalls the steps of the space impots.gouv.fr, and admits to being able to be wrong. The administration warns: never give him his tax number or address.
Money
To be explained saving, without letting AI arbitrate
60 Millions has asked (40 years, 50 000 € net, credit 1 000 €/month). The three speak PEA, life insurance, PER and precautionary savings. AMF, quoted by the magazine: AI is not a personalized advice. The rate in Book A was recently misled.
WRITTEN BY THE DESK
Practical cases (2)
Money
Compare its electricity or gas offers on the official comparator
Prepare the information of his bill (excluding identity), then compare on the comparison of the national energy mediator, rather than rely on a commercial comparator or a figure invented by an AI.
Money
Understand your payroll, once the name and NIR are hidden
Paste the wordings (gross, contributions, net, PAS), not the identity: the assistant translates the zones, and any official number overlaps with service-public.fr F559.